Horizon Plus Fund
The Horizon Plus Fund + takes advantage of changes introduced by the UK regulator (FCA) and the launch of standard primary residence mortgage products for customers over the age of 50.
.Horizon Plus Fund is managed by Mansard Capital Management Limited and is a sub-fund of Mansard Capital Sicav p.l.c. a collective investment scheme established as a multi-fund investment company with variable share capital (SICAV) incorporated with limited liability under the laws of Malta and licensed by the MFSA as a professional investor fund targeting qualifying investors only.
The demand for retirement lending products, is expected to increase and drive penetration as more retirees need additional sources of income to pay for their health and lifestyle choices, especially given shrinking pension pots in the wake of dwindling membership of defined benefit schemes and low yields on their savings.
Investing via Horizon Plus provides security over the home loans issued by LiveMore Capital, the mortgage originator, and also has corporate collateral of the asset backed business, if needed.
Investors receive a return linked to the issuance of mortgages and participate in the profit of selling pools of mortgages to institutional investors.
10-12%
Target return
Income or Growth
3 Years
minimum investment
How to invest
Horizon Plus fund is available via banks, platforms, pensions (IRAs), life wrappers or investing directly.
Horizon Plus Marketing Material
Request the Horizon Plus Factsheet or download the fund brochure.
Investor Relations
If you would like to get more information on Horizon Plus Fund please do not hesitate to contact us.
Professional Intermediaries
Horizon Plus Fund works alongside seasoned professional regulated advisers, contact us for terms of business.
Key Information
Investment Managers
Mansard Capital Management
Established in 2010 as an alternative investment manager.
Proven track record of investment in asset backed lending since 2014.
Fully authorised and regulated by the Malta Financial Services Authority (MFSA).
Highly experienced investment team, Mansard LLP (UK) was purchased by AJ Bell, a leading UK platform with approx. *£50bn on their platform.
LiveMore Capital
Fully authorised and regulated by the FCA in the UK as a Mortgage Lender.
Highly experienced team with 200 years combined experience in later life lending.
Institutionally backed with credit lines by globally recognised investment banks.
Extensive network of real estate agents and regulated mortgage and financial advisers.
UK’s only lender specialising solely in Retirement Interest Only (RIO) Mortgages.
Working with S&P, Moody, Fitch and DBRS to rate borrowers and loan pools.
Investment Fund
| Fund Structure | SICAV |
| Credit Ratings Agency | S&P, Moody, Fitch and DBRS |
| Administrator | Apex Fund Services |
| Auditors | RSM Malta |
| Custodian | RBS International |
| Mortgage Lender | LiveMore Capital |
| Fund Manager | Mansard Capital Management |
| Fund Regulation | MFSA (Malta Financial Services Authority) |
| Minimum Investment | €100,000 or currency equivalent |
| Currencies Available | GBP, ILS. USD, EUR, CHF |
Investors need to be comfortable that Horizon Plus is the right solution for their needs. That’s why everyone should take regulated financial advice.
Investor Relations |ir@mansardcapital.com Malta Head Office | 2nd Floor, Airways House, High Street, Sliema SLM 154, Malta
Mansard Capital Management Ltd are registered in Malta with registered number C50163, authorised and regulated by the MFSA. Any offering of interests in Mansard Capital Sicav p.l.c. and its sub-funds (referred to as Fund) will be made only by means of a definitive confidential offering memorandum and offering supplement (a “Memorandum”) in respect of the Fund, which Memorandum will contain a description of the material terms and risks of the Fund. Any investment by a recipient of this document in such Fund will be wholly and exclusively on the terms of any relevant Memorandum and no such investment shall be deemed to be subject to or affected in any way by any matters referred to herein. This document has been furnished on a confidential basis, following request by the person concerned and for the use of the person to whom it was delivered and may not be reproduced, in whole or in part, or delivered to any other person without the prior written consent of the Fund. This term sheet and accompanying material are directed only at persons having professional experience in matters relating to investments and who are regarded as “Professional Investor” or “Qualifying Investor” as described in terms of the applicable Investment Services Rules and who qualify as such. Transmission of this term sheet to any other person may contravene the Investment Services rules requirements and no such person shall be entitled to act upon it. The past is not a guarantee of the future and the value of the investment may go up as well as down. Reference should be made to the risks section in the Memorandum. Mansard Capital Management acts as investment manager to Mansard SICAV, in some cases, there may be situations that give rise to a conflict of interest. A conflict can arise when the Directors, Shareholders or employees have interests, ownership, and/or shareholding in the external investment companies in which the fund invests. Neither this term sheet, nor any representations made herein are approved or endorsed by the Malta Financial Services Authority. Mansard Capital Sicav p.l.c. (the “Company”) is a collective investment scheme established as a multi-fund investment company with variable share capital (SICAV) incorporated with limited liability under the laws of Malta and licensed by the MFSA under the ISA as a Professional Investor Fund targeting Qualifying Investors.
